| Description |
xxi, 214 pages : illustrations ; 21 cm |
| Note |
Includes index. |
| Contents |
Acknowledgments -- About the authors -- Introduction -- ch. 1. The million-dollar question -- Our homes are our castles -- An engine to prosperity -- Uncle Sam wants you to be a homeowner -- The million-dollar question -- Slow and steady wins the race -- The bottom line -- ch. 2. Your home is an investment -- Investments versus speculation-- Your home dividend -- The nifty fifty -- Waiting to buy -- It is hard to time the stock market and housing market -- Taking the long-term view -- Don't day trade homes -- Your home is an investment -- A home to call their own -- Look at the whole picture -- What am I supposed to look at again? -- The bottom line -- ch. 3. Now is a good time to own a home -- A home in Fishers, Indiana -- Cash is king -- The Lynch's Southern California home -- Your home is not an ATM -- The millionaire paupers -- Housing as a portfolio decision -- Homes north, south, east, and west -- The bottom line -- |
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ch. 4. Finding a home and closing the deal -- How much home can you afford? -- How to choose a home -- How to choose a realtor -- Is the price right? -- This house will be sold on November 11 -- The 6 percent fortress -- Moving merchandise -- Happy clients -- The closer -- The times they are a changing -- Match this -- Realtors : can't live with them or without them -- Negotiating boldly -- Good things come to those who wait -- Regression to the mean -- The bottom line -- ch. 5. Debt doesn't have to be a four-letter word -- Using loans to live beyond your means -- How to invest like Warren Buffett -- Loans create leverage -- Leverage + compounding = wow! -- Loan payments -- The unpaid balance -- Comparing loans : the total payments error -- The right way to think about loans -- Bad news, you won the lottery -- Can you make money borrowing at 12 percent to invest at 7 percent? -- The bottom line -- |
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ch. 6. Choosing the right mortgage -- Finding a lender -- Getting preapproved -- Saving for your down payment -- Mortgage terms -- Mortgage rates -- Anchoring -- Mortgage points -- Sure, I'll lend you money -- 30-year, 15-years, or ? -- Adjustable rate loans -- Creative financing -- Buying a house with creative financing -- Biweekly mortgages -- Graduated payment loans -- The bottom line -- ch. 7. Refinancing and home equity loans -- Heads you win, tails I lose -- Prepayment penalties -- Does refinancing pay? -- The break-even refinancing rate -- Wake up, little Susie -- The time value of what? -- Mental accounting -- You can sell your home without selling your home -- Say no to credit-card debt -- One way to pay for college -- The bottom line -- ch. 8. Remodeling -- Sunk costs -- Does remodeling pay for itself? -- Remodel sooner, not later -- Make it bigger, not better -- What's a remodeling project really worth? -- Leaky windows -- I'd rather do it myself -- Paying by the job or by the hour? -- The big job in Waltham -- The bottom line -- |
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ch. 9. Rental properties and vacation homes -- You used to pay the landlord, now you are the landlord -- Adverse selection -- Moral hazard -- Long-distance landlords -- Ah, the tax code -- Fishers, Indiana, again -- If I bought it, it must be worth the price I paid -- A home with two rentals -- Those darn taxes -- The investment value of a vacation home -- The bi-coastal Renkens -- The bottom line -- ch. 10. Letting your home take care of you -- HRAs -- Life is a journey : from Porterville and Indio to Thatcher -- Should you raid your IRA to pay off your mortgage? -- Reverse annuity mortgages -- Grandma Ford -- What do I owe you? -- RAMed by a RAM? -- The bottom line -- ch. 11. Selling your home -- Home dividends, again -- Curb appeal -- Clean it up! -- Pictures on the wall -- Loss aversion -- Waiting for the right price -- Our price is firm but the terms are negotiable -- The bottom line -- Afterword -- Appendix A : An owner-occupied home in Fishers, Indiana -- Appendix B : A rental home in Fishers, Indiana -- Appendix C : Your home -- Index. |
| Subject |
Real estate investment -- United States.
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Residential real estate -- Purchasing -- United States.
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Home ownership -- United States.
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House buying -- United States.
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House selling -- United States.
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| Added Author |
Smith, Margaret H., 1969-
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| ISBN |
0137133782 paperback alkaline paper |
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9780137133789 paperback alkaline paper |
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