Cash and credit information for teens : tips for a successful financial life : including facts about earning, spending, and borrowing money, with topics such as budgeting, consumer rights, banks, paychecks, taxes, loans, credit cards, and more / edited by Kathryn R. Deering.
"Provides information for teens about basic money management and personal finance"--Provided by publisher.
Bibliography
Includes bibliographical references (pages [379]-387) and index.
Contents
You and your money -- Take a look at your money -- Keeping track of your money -- How to create a personal budget -- Twelve principles of personal financial literacy for young adults -- You are a consumer -- Getting the most for your money (living within your means) -- Getting what you pay for -- What if you don't like what you buy? -- Read the fine print -- Before you buy your first car -- Car ownership costs: insurance and maintenance -- What you should know about cell phones and cell phone contracts -- Understanding banks -- Why are there so many banks? -- What do banks do with my money? -- How to choose a bank -- How to open and use your checking account -- Understanding how your checking account works -- Debit cards and automated teller machines (ATMs) -- Electronic banking -- You and your job -- Teens and the job market -- How to apply for a job and how to keep the job you get -- Avoid these jobs -- You as a wage-earner -- What happens between "gross" and "net"? -- Yes, you are a taxpayer -- Understanding loans and credit cards -- How to borrow the money you need -- Avoiding abusive lending -- Understanding credit cards -- Protecting your credit rating -- Use your card--don't let it use you -- Avoiding financial risks -- Gambling, shoplifting, and internet scams -- The many faces of identification (ID) theft -- "Risk management" = insurance -- If you need more information -- Websites about money -- A directory of financial organizations.
