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Author Eibner, Christine.

Title The economic burden of providing health insurance : how much worse off are small firms? / Christine Eibner.

Publication Info. Santa Monica, CA : RAND Corporation, 2008.

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Description 1 online resource (xvii, 62 pages) : illustrations.
Series Rand Corporation technical report series ; TR-559-EMKF
Technical report (Rand Corporation) ; TR-559-EMKF.
Note "This research was conducted within the Kauffman-Rand Institute for Entrepreneurship Public Policy in the Rand Institute for Civil Justice"--Preface.
Bibliography Includes bibliographical references (pages 59-62).
Contents Cover; Preface; Contents; Figures; Tables; Summary; Acknowledgments; Abbreviations; Chapter One -- Introduction; Background; Motivation; Approach; Overview of This Report; Chapter Two -- Data; Chapter Three -- Methods; Chapter Four -- Results; Employer Health-Insurance Burdens; Sensitivity Analyses With Very Small Firms; Plan Quality; Chapter Five -- Limitations; Chapter Six -- Discussion; Overall Results; Growth in Health-Insurance Burden at Small Firms; Differences Between Small and Large Firms; Distribution of Health-Insurance Burden Among Offering Firms; Components of Employer Cost Burden.
Summary More than 60 percent of nonelderly Americans receive health-insurance (HI) coverage through employers, either as policyholders or as dependents. However, rising health-care costs are leading many to question the long-term viability of the employer-based insurance system. Concerns about the economic burden of providing HI are particularly acute for small businesses, which are both less likely than larger firms to offer HI and more sensitive to price when deciding to offer insurance. Small firms may have difficulty containing costs due to their limited bargaining power and their inability to hir.
Subject Employer-sponsored health insurance -- United States -- Costs.
Small business -- Employees -- Medical care -- United States -- Costs.
Health Benefit Plans, Employee.
Health Care Costs.
Health Expenditures.
Quality of Health Care.
United States.
BUSINESS & ECONOMICS -- Labor.
POLITICAL SCIENCE -- Labor & Industrial Relations.
MEDICAL -- Health Policy.
Genre/Form Statistics.
Added Author Kauffman-RAND Institute for Entrepreneurship Public Policy.
Institute for Civil Justice (U.S.)
Other Form: Print version: Eibner, Christine. Economic burden of providing health insurance. Santa Monica, CA : RAND Corporation, 2008 9780833044112 (DLC) 2008012556 (OCoLC)213489632
ISBN 9780833045027 (electronic bk.)
0833045024 (electronic bk.)
9780833047823 (electronic bk.)
0833047825 (electronic bk.)
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