LEADER 00000cam  2200565Ia 4500 
001    ocn765949011 
003    OCoLC 
005    20141219153052.0 
006    m     o  d         
007    cr cnu---unuuu 
008    111202t20122012nyua    ob    001 0 eng d 
020    9781461404750|q(electronic bk.) 
020    1461404754|q(electronic bk.) 
035    (OCoLC)765949011 
040    GW5XE|beng|cGW5XE|dCOO|dOCLCQ|dE7B|dOCLCF|dOHS|dDKDLA
       |dYDXCP|dSTJ 
049    STJJ 
050  4 HF5415.32|b.C66 2012 
082 04 658.8/342|223 
096    HF 5415.32 
099    WORLD WIDE WEB|aE-BOOK|aSPRINGER 
245 00 Consumer knowledge and financial decisions :|blifespan 
       perspectives /|cDouglas J. Lamdin, editor. 
264  1 New York, NY :|bSpringer Science+Business Media, LLC,
       |c[2012] 
264  4 |c©2012 
300    1 online resource (xiii, 342 pages) :|billustrations (some
       color). 
336    text|btxt|2rdacontent 
337    computer|bc|2rdamedia 
338    online resource|bcr|2rdacarrier 
490 1  International series on consumer science 
500    GMD: electronic resource. 
504    Includes bibliographical references and index. 
505 0  Understanding and furthering financial knowledge. Coming 
       to terms with financial literacy / Cliff A Robb -- 
       Cultivating financial mindfulness: a dual-process theory /
       Dan Stone -- Cognitive development and children's 
       understanding of personal finance / Laura Scheinholtz, 
       Karen Holden, Charles Kalish -- Financial education for 
       college sutdents / Brenda J Cude and MJ Kabaci -- The 
       current state of financial education in the US: how is 
       higher education helping? / Thomas D Corrigan -- A 
       overview of contemporary financial education inititives 
       aimed at minority populations / Anya Olsen and Kevin 
       Whitman -- Credit, home purchace and bankruptcy. Credit 
       cards as market instrament: consumer understnading and use
       / Cliff A Robb and Russell N James III -- Financial 
       education, financial knowledgem and risky credit behavior 
       of college students / Jing Jian Xiao, Joyce Serido and 
       Soyeon Shim -- Charging ahead: an exploatory study of 
       financial decision-making among millennial consumers / 
       Vanessa Gail Perry -- Pre-purchase homebuyer education and
       counseling: diverse strategies for diverse homebuyers / 
       Stephanie Moulton -- The role of default counseling for 
       mortgage borrowers in financial distress / J Michael 
       Collins -- Nontraditional mortgage products: innovative or
       toxic? / Darryl E Getter -- Debtors' assessments of 
       bankruptcy financial education / Deborah Thorne and 
       Katherine Porter -- Retirement, insurance, and investing. 
       Social security knowledge / Jason Barabas -- Financial 
       preparedness for long-term care needs in old age / Brenda 
       Spillman -- The impact of numeracy on Medicare part D 
       insurance choice in older adults / Stacey Wood and Yaniv 
       Hanoch -- Target-date mutual funds / John J Spitzer and 
       Sandeep Singh -- Measuring the performance of life-cycle 
       asset allocation / Thomas Post and Joan T Schmit -- Stock 
       market investing: lessons from history / Susan White -- 
       Individual investments in higher education / Lisa M 
       Dickson.  
520 8  There has been an increasing recognition that financial 
       knowledge (i.e., literacy) is lacking across the 
       population. Moreover, there is recognition that this lack 
       of knowledge poses real problems as credit, mortgages, 
       health insurance, retirement benefits, and savings and 
       investment decisions become increasingly complex. 
       "Financial Decisions Across the Lifespan" brings together 
       the work of scholars from various disciplines (family and 
       consumer sciences, economics, law, finance, sociology, and
       public policy) to provide a broad range of perspectives on
       financial knowledge, financial decisions, and policies. 
       For consistency across the volume, each chapter follows a 
       similar format: what individuals know or need to know; how
       what they know or need to know affects financial decisions
       and outcomes; and, ways in which policies or programs or 
       financial innovations can enhance their knowledge, or 
       decisions, or outcomes. Contributors will provide both new
       and existing research to create a valuable picture of the 
       state of financial literacy and how it can be improved. 
650  0 Consumer behavior. 
650  0 Finance, Personal|xDecision making. 
650  0 Electronic books. 
650  2 Community Participation|xpsychology. 
650  2 Decision Making. 
650  2 Financing, Personal. 
650  7 Consumer behavior.|2fast|0(OCoLC)fst00876238 
650  7 Finance, Personal|xDecision making.|2fast
       |0(OCoLC)fst00924458 
653  0 Philosophy (General) 
655  7 Electronic books.|2local 
700 1  Lamdin, Douglas J. 
830  0 International series on consumer science. 
994    01|bSTJ