Includes bibliographical references (pages 213-216) and index.
Contents
How it works : program basics -- Where to start : eligibility -- Getting started : initial package -- Hardship : statement and affidavit -- Delinquency is not required : risk of default -- Modify or foreclose? : net present value -- Reduce your payments ; the modification waterffalls -- The other burden : monthly debt expenses -- Pre-modification : trial period -- Modification -- Non-approval.
