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Title Private health insurance : history, politics and performance / edited by Sarah Thomson, WHO Barcelona Office for Health Systems Strengthening, Anna Sagan, London School of Economics and Political Science, Elias Mossialos, London School of Economics and Political Science.

Publication Info. Cambridge ; New York, NY : Cambridge University Press, 2020.

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Location Call No. Status
 University of Saint Joseph: Pope Pius XII Library - Internet  WORLD WIDE WEB E-BOOK Cambridge    Downloadable
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Description 1 online resource.
Series European observatory on health systems and policies
Contents 1. -- Why private health insurance? / Elias Mossialos 2. -- Private finance publicly subsidized: the case of Australian health insurance / Kees van Gool 3. -- Private health insurance in Brazil, Egypt and India / Flavia Mori Sarti 4. -- Private health insurance in Canada / G. Emmanuel Guindon 5. -- Regulating private health insurance: France's attempt at getting it all / Carine Franc 6. -- Statutory and private health insurance in Germany and Chile: two stories of coexistence and conflict / Andres Roman-Urrestarazu 7. -- Uncovering the complex role of private health insurance in Ireland / Samantha Smith 8. -- Integrating public and private insurance in the Israeli health system: an attempt to reconcile conflicting values / Ruth Waitzberg 9. -- Private health insurance in Japan, Republic of Korea and Taiwan, China / Yue-Chune Lee 10. -- The role of private health insurance in financing health care in Kenya / David Muthaka 11. -- Private health insurance in the Netherlands / Patrick Jeurissen 12. -- The challenges of pursuing private health insurance in low- and middle-income countries: lessons from South Africa / Heather McLeod 13. -- Undermining risk pooling by individualizing benefits: the use of medical savings accounts in South Africa / Di Mclntyre 14. -- Consumer-driven health insurance in Switzerland, where politics is governed by federalism and direct democracy / Luca Crivelli 15. -- Regression to the increasingly mean? Private health insurance in the United States of America / Sherry A. -- Glied 16. -- Health savings accounts in the United States of America / Lawrence D. Brown.
Bibliography Includes bibliographical references and index.
Summary "A disproportionate impact on health system performance Private health insurance makes a small contribution to spending on health in most countries around the world, but its effect on health system performance can be surprisingly large owing to market failures and weaknesses in public policy. Because private health insurance can have a disproportionate impact, leading to risk segmentation, inequality and inefficiency, it should be considered and monitored with care. Proponents of private health insurance fall into two camps. Some see private health insurance as attractive in its own right: in their view, a permanently mixed system of health financing will enhance efficiency and consumer choice. Others regard private health insurance as a second-best option in the context of fiscal constraints: not as desirable as public spending on health, but preferable to out-of-pocket payments. In richer countries, it is argued, encouraging the wealthy to pay more for health care or allowing public resources to focus on essential services will relieve pressure on government budgets (Chollet & Lewis, 1997). In poorer countries, private health insurance can play a transitional role, helping to boost pre-paid revenue and paving the way for public insurance institutions (Sekhri & Savedoff, 2005). A key assumption in both contexts is that private health insurance will fill gaps in publicly financed health coverage, even though economic theory indicates that gaps may be filled for some people, but not for others. Analysts who acknowledge this tension suggest that it can be addressed through regulation (Sekhri & Savedoff, 2005)"-- Provided by publisher.
Note Print version record.
Subject Health insurance -- Europe.
Health insurance -- Government policy -- Europe.
Health insurance premiums -- Europe.
Medical care -- Europe.
Health insurance. (OCoLC)fst01715839
Health insurance -- Government policy. (OCoLC)fst01725526
Health insurance premiums. (OCoLC)fst01715846
Medical care. (OCoLC)fst01013753
Europe. (OCoLC)fst01245064
Added Author Thomson, Sarah (Professor in health policy), editor.
Sagan, Anna, editor.
Mossialos, Elias, editor.
Other Form: Print version: Private health insurance 9780521110884 (DLC) 2020004852 (OCoLC)1143810020
ISBN 9780521110884 (hardback)
0521110882 (hardback)
9781139026468
1139026461
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