Money basics. Banking ; Savings accounts ; Direct deposit ; Checking accounts ; Study your bank statement ; Types of banks -- Establishing a financial identity. Where to start ; Opening your first accounts -- Paying for college. How much will it actually cost? ; Saving for college ; Financial aid ; Student loans ; How to avoid delinquency and default on your student loans -- Credit. Credit basics ; Your credit report and score ; 5 ways to avoid debt in college -- Credit cards. Credit card basics -- Jobs and working. Your first job ; Work-study jobs ; Finding a job ; Understanding your paycheck ; Wage rules and regulations ; Health insurance tips for college students -- Budgeting and saving. Envelope system ; Creating a budget ; Tips for sticking to your budget ; Strategies for saving money ; Enlist the help of the online community ; Five tips for smarter spending -- Identity theft, fraud, and other scams. Understanding identity theft ; Scamming tricks ; How fraud and identity theft happen -- Common mistakes and how to recover. Overspending ; Gettin into (too much) debt -- Thinking long term. Why start saving when your are young? ; Retirement plans ; Investments -- Money quiz.