Description |
xvi, 202 pages : illustrations ; 23 cm |
Note |
Includes index. |
Contents |
Why you should care about your credit score -- The who, what, when, where, why, and how of credit reporting agencies -- Getting to know your credit report -- Dealing with report errors -- Busting the credit score myths -- Setting up your score -- Paying your bills on time -- Reducing your debt -- Staying credit worthy -- Insurance and your credit score -- Fixing your score before applying for credit -- Dealing with a credit crisis -- Seeking help from credit counselors -- Considering bankruptcy -- Rebuilding your credit score after the crisis -- Avoiding credit score scams -- Protecting your credit identity -- Knowing your credit rights -- Glossary. |
Summary |
You're no idiot, of course. You know that your FICO score-the three-digit number that represents your credit rating-determines whether you can get a loan and at what interest rate. But you're not sure how to give it a boost so you can become the borrower every lender wants to do business with. The Complete Idiot's Guide[Registered] to Improving Your Credit Score will show you exactly how you can raise your credit rating, even if you're having financial difficulties. In it you get: FICO fundamentals, including how and where to find your score, what it means, and how it affects your financial life. A clear understanding of what can adversely affect your score-late payments, credit card balances, and more. Tips and tricks for boosting your score before you apply for credit. Strategies for avoiding (or repairing) identity theft, credit scams, and other problems that can ruin your standing. Get your credit where it's due. Discover your credit rights. Know how credit agencies operate. Learn how to get through a low-score crisis-and how to rebuild your credit. Understand the connection between your debt and your credit score. Discover the link between your credit score and your insurance score. Know when to consult a credit counselor. Book jacket. |
Subject |
Credit scoring systems -- United States.
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Consumer credit -- United States.
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Credit ratings -- United States.
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Consumer credit. (OCoLC)fst00876277
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Credit ratings. (OCoLC)fst00882591
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Credit scoring systems. (OCoLC)fst00882597
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United States. (OCoLC)fst01204155
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Added Title |
Improving your credit score |
ISBN |
9781592576906 (alk. paper) |
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1592576907 (alk. paper) |
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