LEADER 00000cam  2200445Ii 4500 
001    ocn958799688 
003    OCoLC 
005    20170412022059.0 
008    160918s2017    njua     b    001 0 eng d 
010      2016955128 
019    958351064 
020    9780691172989 
020    0691172986 
035    (OCoLC)958799688|z(OCoLC)958351064 
040    BTCTA|beng|erda|cBTCTA|dYDX|dBDX|dCLE|dFM0|dBUR|dSBRWN
       |dABG 
043    n-us--- 
049    CKEA 
050 14 HG179|b.M62 2017 
082 04 332.024|223 
092    332.0000 
100 1  Morduch, Jonathan,|eauthor. 
245 14 The financial diaries :|bhow American families cope in a 
       world of uncertainty /|cJonathan Morduch & Rachel 
       Schneider. 
264  1 Princeton, New Jersey :|bPrinceton University Press,
       |c[2017] 
264  4 |c©2017 
300    xii, 233 pages :|billustrations ;|c25 cm 
336    text|btxt|2rdacontent 
337    unmediated|bn|2rdamedia 
338    volume|bnc|2rdacarrier 
504    Includes bibliographic references (pages [179]-223) and 
       index. 
505 0  A hidden inequality -- Worlds of uncertainty. Earning ; 
       Spending ; Smoothing and spiking -- How families cope. 
       Saving ; Borrowing ; Sharing -- New ways of seeing. 
       Sometimes poor ; Secure and in control. 
520    Drawing on the groundbreaking U.S. Financial Diaries 
       project (http://www.usfinancialdiaries.org/), which 
       follows the lives of 235 low- and middle-income families 
       as they navigate through a year, the authors challenge 
       popular assumptions about how Americans earn, spend, 
       borrow, and save-- and they identify the true causes of 
       distress and inequality for many working Americans. 
650  0 Finance, Personal|zUnited States. 
650  0 Financial security|zUnited States. 
650  0 Poor families|zUnited States. 
650  0 Middle class families|zUnited States. 
651  0 United States|xEconomic conditions|y21st century. 
700 1  Schneider, Rachel,|eauthor. 
914    MID.b25129260 
994    92|bCKE